Whoop has three membership tiers: One ($199/year), Peak ($239/year), and Life ($359/year). If you are here, you are likely trying to decide between Peak and Life, or figuring out where One fits. The hardware gap between the tiers is real, not just a feature bundle difference.

Whoop Peak comes with a Whoop 5.0 device, sleep coaching, strain coaching, stress monitoring, and healthspan metrics. Whoop Life comes with the newer Whoop MG device, which adds ECG, AFib detection, and blood pressure insights. Those medical-grade features are what justify the price jump.

Whoop One ($199/year) covers the core recovery experience (HRV, sleep staging, and strain tracking) without the coaching features that Peak adds. Most Whoop users land on Peak or Life, but One is the right starting point for some. This guide covers all three tiers so you can see exactly where the lines are drawn.

Key Takeaways

• Whoop One ($199/year) includes the Whoop 5.0 device with core recovery tracking (HRV, sleep staging, strain) but no sleep coach, strain coach, stress monitor, or healthspan features

• Whoop Peak ($239/year) includes the Whoop 5.0 device with sleep coach, strain coach, stress monitor, and healthspan tracking

• Whoop Life ($359/year) includes the Whoop MG device, which adds ECG, AFib detection, and blood pressure insights not available on 5.0

• Most fitness and recovery users are well-served by Peak; Life is specifically for users who want heart-health monitoring; One works if you want core recovery data at lower cost

Quick Verdict

• Whoop One: Best for users who want core recovery data (HRV, sleep staging, strain) without coaching features, at the lowest price

• Whoop Peak: Best for athletes, fitness enthusiasts, and recovery-focused users who want deep sleep and strain data without medical-grade hardware

• Whoop Life: Best for users who want ECG, AFib detection, and blood pressure monitoring, and who are willing to pay $120/year more for the Whoop MG device

Whoop One Overview

Whoop One is the entry-level membership at $199/year (approximately $17/month). Like Peak, it ships with the Whoop 5.0 device. The difference is in the software layer: One includes core recovery scoring, sleep staging, HRV monitoring, strain tracking, respiratory rate, and skin temperature, but not the coaching and analysis tools that Peak adds.

What One leaves out compared to Peak: sleep coach, strain coach, stress monitor, and healthspan metrics. If those coaching features matter to you, Peak at $239/year is the next step. If you primarily want raw recovery data (your HRV trend, sleep stages, and strain score), One covers that at $40/year less. See our Whoop membership cost guide for the full price breakdown across all three tiers.

What Works

• Full recovery scoring, sleep staging, and HRV monitoring

• Strain tracking and continuous heart rate monitoring

• Same Whoop 5.0 device as Peak

• Lowest price of the three tiers at $199/year

Limitations

• No sleep coach or strain coach

• No stress monitoring or healthspan tracking

• No ECG, AFib detection, or blood pressure monitoring (those require Life)

Pricing: $199/year (~$17/month). Device (Whoop 5.0) included.

Best for: Users who want core recovery data at the lowest price without coaching features.

Whoop Peak Overview

Whoop Peak is the mid-tier membership at $239/year (approximately $20/month). It ships with the Whoop 5.0 device and an Obsidian SuperKnit band. Peak includes the full core Whoop experience: recovery scoring, sleep staging, strain tracking, HRV monitoring, respiratory rate, and skin temperature.

The additions over the entry-level One tier are: sleep coaching (personalized recommendations based on your sleep debt and upcoming schedule), strain coach (guides you on daily workout intensity based on recovery), stress monitor, and healthspan metrics that track long-term wellness trends over months rather than days.

For most Whoop users, Peak is the right call. The health and recovery data is genuinely deep at this tier, and the Whoop 5.0 is an excellent sensor platform. See our full Whoop membership cost guide for the full price breakdown across all three tiers.

What Works

• Full recovery scoring, sleep staging, and HRV monitoring

• Sleep coach and strain coach for daily personalized guidance

• Stress monitoring throughout the day

• Healthspan tracking for long-term wellness trends

• Whoop 5.0 device with 14+ day battery and compact design

Limitations

• No ECG, AFib detection, or blood pressure monitoring

• Whoop 5.0 does not have the medical-grade sensors of the Whoop MG

• $120/year cheaper than Life but you get a different device, not just fewer features

Pricing: $239/year (~$20/month). Device (Whoop 5.0 + Obsidian SuperKnit band) included.

Best for: Athletes, recovery-focused users, and anyone who wants full Whoop analytics without the medical-grade hardware.

Whoop Life Overview

Whoop Life costs $359/year (~$30/month) and ships with the Whoop MG device, not the Whoop 5.0. The MG has additional hardware that enables ECG readings, AFib detection, and blood pressure insights. These are significant additions, though important to note: the blood pressure and AFib features were not yet FDA-cleared as of 2026. Whoop describes them as informational tools, not medical diagnostics.

The Whoop MG also comes with a wireless PowerPack and Titanium SuperKnit Luxe band, which are premium materials over the standard kit. In addition to the MG hardware, Life includes all the Peak features: sleep coaching, strain coaching, stress monitoring, and healthspan metrics. For a detailed breakdown of the hardware differences, see Whoop MG vs Whoop 5.0.

Read the full Whoop Life review for a detailed assessment of whether the medical-grade features deliver on the premium price.

What Works

• ECG readings for on-demand heart rhythm data

• AFib detection (informational, not FDA-cleared for diagnosis)

• Blood pressure insights from the Whoop MG sensor array

• All Peak features included (sleep coach, strain coach, stress monitor, healthspan)

• Premium hardware: Whoop MG + wireless PowerPack + Titanium SuperKnit Luxe band

Limitations

• $120/year more than Peak

• Medical features are informational, not FDA-cleared for clinical decisions

• The Whoop MG is slightly larger than the Whoop 5.0 due to additional sensors

Pricing: $359/year (~$30/month). Device (Whoop MG + Titanium SuperKnit Luxe band + wireless PowerPack) included.

Best for: Users who want heart-health monitoring (ECG, AFib, blood pressure), and those managing cardiovascular health through data.

Whoop One vs Peak vs Life: Head-to-Head

Device Hardware

One and Peak both give you the Whoop 5.0. Life gives you the Whoop MG. These are different physical devices with different sensor arrays. The MG has additional hardware that enables ECG and blood pressure features. If you want those features, you need Life; you cannot unlock them on a 5.0 through any One or Peak membership.

Whoop One vs Peak: What Changes

The $40/year gap between One and Peak is entirely about software features. Both tiers ship the same Whoop 5.0 hardware and include HRV, sleep staging, and strain data. Peak adds sleep coach (personalized bedtime and sleep debt guidance), strain coach (daily workout intensity recommendations based on your recovery), real-time stress monitoring, and healthspan tracking for long-term trends. If you plan to act on those coaching insights, Peak is the better value. If you want the raw data to draw your own conclusions, One is sufficient.

Health Features

One and Peak share all the core analytics: recovery score, sleep staging, HRV, and strain. Peak adds stress monitoring and healthspan; Life adds ECG, AFib monitoring, and blood pressure insights. If you do not specifically want those medical-adjacent features, Peak provides the same analytical depth as Life for $120/year less.

Price Difference

$40/year separates One from Peak. $120/year separates Peak from Life. Over two years, the One-to-Life gap is $320; the Peak-to-Life gap is $240. The question is which coaching and hardware features justify those amounts for your specific use case.

Who Should Choose Life

Users who have been flagged for irregular heart rhythm, are managing hypertension, or have a family history of cardiovascular issues may find the Whoop MG features genuinely useful as a tracking tool. The features are not a substitute for medical care, but they provide more frequent data than most people get from annual check-ups.

Which Should You Choose?

• Choose One if: you want core recovery tracking (HRV, sleep staging, and strain) at the lowest price, and you do not need coaching features or medical-grade hardware

• Choose Peak if: you want the full Whoop recovery and coaching experience at a lower price, and you do not need ECG or blood pressure monitoring

• Choose Life if: cardiovascular monitoring matters to you, you want ECG/AFib data available on demand, or the Whoop MG hardware appeals to you

• Also consider: if you are new to Whoop, starting with One or Peak gives you the full recovery experience, and you can upgrade to Life later if the MG features become relevant

• Looking for alternatives? See the best Whoop competitors for Apple Watch, Oura Ring, and Garmin comparisons

Whichever tier you choose, the recovery data becomes more actionable when your schedule adjusts around it. Lifestack reads your Whoop recovery signals and builds an energy-aware daily plan that shifts demanding work to your high-recovery windows and protects low-recovery days from overload. See the best apps to use with Whoop for a broader look at what pairs well with each tier.

Frequently Asked Questions

What is the difference between Whoop Peak and Whoop Life?

Whoop Peak ($239/year) comes with the Whoop 5.0 device and includes sleep coaching, strain coaching, stress monitoring, and healthspan features. Whoop Life ($359/year) comes with the Whoop MG device, which adds ECG, AFib detection, and blood pressure insights. The core recovery and sleep analytics are the same in both tiers.

What is the difference between Whoop One and Peak?

Both One ($199/year) and Peak ($239/year) include the same Whoop 5.0 device. The difference is software: Peak adds sleep coach, strain coach, stress monitoring, and healthspan tracking that One does not include. The $40/year gap buys you personalized coaching features on top of the same core recovery data. If you want guidance on when to train and when to rest, Peak justifies the step up.

Is Whoop Life worth the extra $120/year?

Only if you specifically want ECG, AFib monitoring, or blood pressure tracking. Those features require the Whoop MG hardware and are not available on the Whoop 5.0 that comes with One or Peak. If you are focused on sleep, recovery, and training metrics, Peak delivers the same analytical depth for less money. See our Whoop Life review for a detailed verdict.

Can I upgrade from Peak to Life later?

Yes. You can upgrade your Whoop membership tier at any time. Upgrading from Peak to Life also means receiving the Whoop MG device rather than the 5.0, so the hardware change is part of the upgrade.

Does Whoop Life include all Peak features?

Yes. Whoop Life is a superset of Peak. It includes everything in Peak (recovery scoring, sleep staging, HRV, sleep coach, strain coach, stress monitor, healthspan) plus the MG-exclusive features (ECG, AFib, blood pressure).

Is Whoop good for running tracking?

Yes, on both tiers. Whoop tracks strain from running automatically and integrates with GPS data from your phone. For specific running features, see our guide to whether Whoop tracks running.

Is Whoop waterproof?

Yes. Both the Whoop 5.0 (One and Peak) and Whoop MG (Life) are water-resistant to 10 ATM, covering swimming, showering, and water sports. See our full breakdown on whether Whoop is waterproof.