Whoop now has three membership tiers: One, Peak, and Life. If you are here, you are trying to decide whether to go with Peak ($239/year) or Life ($359/year). The $120 annual difference matters, and the hardware gap between the two is real.

Whoop Peak comes with a Whoop 5.0 device, sleep coaching, strain coaching, stress monitoring, and healthspan metrics. Whoop Life comes with the newer Whoop MG device, which adds ECG, AFib detection, and blood pressure insights. Those medical-grade features are what justify the price jump.

Most Whoop users do not need the Life tier. But for anyone managing heart health, hypertension, or who wants clinical-adjacent monitoring without buying a medical device, Life is a different product category, not just an upgrade. This guide helps you figure out which side of that line you are on.

Key Takeaways

• Whoop Peak ($239/year) includes the Whoop 5.0 device with sleep coach, strain coach, stress monitor, and healthspan tracking

• Whoop Life ($359/year) includes the Whoop MG device, which adds ECG, AFib detection, and blood pressure insights not available on 5.0

• Most fitness and recovery users are well-served by Peak; Life is specifically for users who want heart-health monitoring

Quick Verdict

• Whoop Peak: Best for athletes, fitness enthusiasts, and recovery-focused users who want deep sleep and strain data without medical-grade hardware

• Whoop Life: Best for users who want ECG, AFib detection, and blood pressure monitoring, and who are willing to pay $120/year more for the Whoop MG device

Whoop Peak Overview

Whoop Peak is the mid-tier membership at $239/year (approximately $20/month). It ships with the Whoop 5.0 device and an Obsidian SuperKnit band. Peak includes the full core Whoop experience: recovery scoring, sleep staging, strain tracking, HRV monitoring, respiratory rate, and skin temperature.

The additions over the entry-level One tier are: sleep coaching (personalized recommendations based on your sleep debt and upcoming schedule), strain coach (guides you on daily workout intensity based on recovery), stress monitor, and healthspan metrics that track long-term wellness trends over months rather than days.

For most Whoop users, Peak is the right call. The health and recovery data is genuinely deep at this tier, and the Whoop 5.0 is an excellent sensor platform. See our full Whoop membership cost guide for the full price breakdown across all three tiers.

What Works

• Full recovery scoring, sleep staging, and HRV monitoring

• Sleep coach and strain coach for daily personalized guidance

• Stress monitoring throughout the day

• Healthspan tracking for long-term wellness trends

• Whoop 5.0 device with 14+ day battery and compact design

Limitations

• No ECG, AFib detection, or blood pressure monitoring

• Whoop 5.0 does not have the medical-grade sensors of the Whoop MG

• $120/year cheaper than Life but you get a different device, not just fewer features

Pricing: $239/year (~$20/month). Device (Whoop 5.0 + Obsidian SuperKnit band) included.

Best for: Athletes, recovery-focused users, and anyone who wants full Whoop analytics without the medical-grade hardware.

Whoop Life Overview

Whoop Life costs $359/year (~$30/month) and ships with the Whoop MG device, not the Whoop 5.0. The MG has additional hardware that enables ECG readings, AFib detection, and blood pressure insights. These are significant additions, though important to note: the blood pressure and AFib features were not yet FDA-cleared as of 2026. Whoop describes them as informational tools, not medical diagnostics.

The Whoop MG also comes with a wireless PowerPack and Titanium SuperKnit Luxe band, which are premium materials over the standard kit. In addition to the MG hardware, Life includes all the Peak features: sleep coaching, strain coaching, stress monitoring, and healthspan metrics. For a detailed breakdown of the hardware differences, see Whoop MG vs Whoop 5.0.

Read the full Whoop Life review for a detailed assessment of whether the medical-grade features deliver on the premium price.

What Works

• ECG readings for on-demand heart rhythm data

• AFib detection (informational, not FDA-cleared for diagnosis)

• Blood pressure insights from the Whoop MG sensor array

• All Peak features included (sleep coach, strain coach, stress monitor, healthspan)

• Premium hardware: Whoop MG + wireless PowerPack + Titanium SuperKnit Luxe band

Limitations

• $120/year more than Peak

• Medical features are informational, not FDA-cleared for clinical decisions

• The Whoop MG is slightly larger than the Whoop 5.0 due to additional sensors

Pricing: $359/year (~$30/month). Device (Whoop MG + Titanium SuperKnit Luxe band + wireless PowerPack) included.

Best for: Users who want heart-health monitoring (ECG, AFib, blood pressure), and those managing cardiovascular health through data.

Whoop Peak vs Life: Head-to-Head

Device Hardware

This is the most important difference. Peak gives you the Whoop 5.0. Life gives you the Whoop MG. These are different physical devices. The MG has additional sensors that enable ECG and blood pressure features. If you want those features, you need Life; you cannot unlock them on a 5.0.

Health Features

Peak and Life share all the core analytics: recovery score, sleep staging, HRV, strain, stress monitoring, and healthspan. Life adds ECG, AFib monitoring, and blood pressure insights. If you do not specifically want those three features, Peak provides the same analytical depth for less money.

Price Difference

$120/year is the gap between Peak and Life on annual plans. Over two years, that is $240. Over three years, $360. The question is whether ECG and blood pressure monitoring are worth that amount to you specifically.

Who Should Choose Life

Users who have been flagged for irregular heart rhythm, are managing hypertension, or have a family history of cardiovascular issues may find the Whoop MG features genuinely useful as a tracking tool. The features are not a substitute for medical care, but they provide more frequent data than most people get from annual check-ups.

Which Should You Choose?

• Choose Peak if: you want the full Whoop recovery and coaching experience at a lower price, and you do not need ECG or blood pressure monitoring

• Choose Life if: cardiovascular monitoring matters to you, you want ECG/AFib data available on demand, or the Whoop MG hardware appeals to you

• Also consider: if you are new to Whoop, starting with Peak gives you the full recovery experience, and you can upgrade to Life later if the MG features become relevant

• Looking for alternatives? See the best Whoop competitors for Apple Watch, Oura Ring, and Garmin comparisons

Whichever tier you choose, the recovery data becomes more actionable when your schedule adjusts around it. Lifestack reads your Whoop recovery signals and builds an energy-aware daily plan that shifts demanding work to your high-recovery windows and protects low-recovery days from overload. See the best apps to use with Whoop for a broader look at what pairs well with each tier.

Frequently Asked Questions

What is the difference between Whoop Peak and Whoop Life?

Whoop Peak ($239/year) comes with the Whoop 5.0 device and includes sleep coaching, strain coaching, stress monitoring, and healthspan features. Whoop Life ($359/year) comes with the Whoop MG device, which adds ECG, AFib detection, and blood pressure insights. The core recovery and sleep analytics are the same in both tiers.

Is Whoop Life worth the extra $120/year?

Only if you specifically want ECG, AFib monitoring, or blood pressure tracking. Those features require the Whoop MG hardware and are not available on the Whoop 5.0 that comes with Peak. If you are focused on sleep, recovery, and training metrics, Peak delivers the same analytical depth for less money. See our Whoop Life review for a detailed verdict.

Can I upgrade from Peak to Life later?

Yes. You can upgrade your Whoop membership tier at any time. Upgrading from Peak to Life also means receiving the Whoop MG device rather than the 5.0, so the hardware change is part of the upgrade.

Does Whoop Life include all Peak features?

Yes. Whoop Life is a superset of Peak. It includes everything in Peak (recovery scoring, sleep staging, HRV, sleep coach, strain coach, stress monitor, healthspan) plus the MG-exclusive features (ECG, AFib, blood pressure).

Is Whoop good for running tracking?

Yes, on both tiers. Whoop tracks strain from running automatically and integrates with GPS data from your phone. For specific running features, see our guide to whether Whoop tracks running.

Is Whoop waterproof?

Yes. Both the Whoop 5.0 (Peak) and Whoop MG (Life) are water-resistant to 10 ATM, covering swimming, showering, and water sports. See our full breakdown on whether Whoop is waterproof.